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Moderate loan amounts • Flexible tenure • Transparent process

LAP Select

A smart credit solution designed for customers seeking reliable, property-backed funding with flexible repayment options.

vita loan

What Is a LAP Select

LAP Select is a Loan Against Property solution for customers who want property-backed funding with a clear, structured process. It is suitable for both salaried and self-employed applicants and supports a wide range of personal and business funding needs.

Loan Range

₹3 Lakhs – ₹1 Cr

Tenure

3 – 15 Years

Interest Rate

14% – 18%

Processing Fee

2% – 3%

Property Types

Residential • Commercial • Industrial

Who Can Apply?

  • Applicant Type: Salaried or Self-Employed

  • CIBIL score: 650+

  • Credit History: No major defaults, write-off, or recent EMI bounce

  • Property Type: Residential, Commercial, or Industrial

To ensure a smooth and quick process, keep the following documents ready

Documents Required

KYC Documents: PAN, Aadhaar, Address Proof

+

Income Proof: As per applicant profile (salaried or self-employed)

+

Bank Statements: Last 12 months

+

Business Proof: GST, Udyam, or Shop Act (if applicable)

+

Property Documents: Complete property chain documents

+

Trusted by Customers. Backed by Experience.

Streamline Your Banking

For over a decade, we’ve helped individuals and businesses unlock funding through transparent processes and reliable financial guidance.

10+ Years of Financial Expertise

Delivering reliable, transparent, and hassle-free loan assistance you can trust.

1000+ Happy & Satisfied Customers

A growing community that relies on us for quick support and smooth loan processing.

Trusted Across Multiple Cities

Expanding our presence with consistent service and dependable financial solutions.

A simple & transparent loan process

From eligibility check to final disbursal, our process is designed to be smooth, clear, and stress-free.

01.

Eligibility Check

Share basic details about your profile and property.

02.

Document Submission

Submit income and property documents for verification.

03.

Evaluation & Approval

Our experts assess your profile and structure the loan accordingly.

04.

Disbursal

Upon approval, funds are securely disbursed to your account.

Loan Amount

Interest Rate (p.m.)

Loan Tenure ( Months )

Monthly EMI

₹20,276

Principle Amount

₹10,00,000

Total Interest

₹2,16,584

Total Amount

₹12,16,584

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