Expand your business with VitaLoan. Opt for our business loan without guarantee for upto ₹ 5 lakh.

Apply For Retail Loan

Superfast Business
Loan Processing
Fair Interest
No Collateral

About Vita Loan

Vita Loan is a trademark of Tripoli Management Pvt Ltd. As the trademark suggests, Vita Loan has a clear focus to provide financial assistance to MSME sector, which is an important vitamin for growth of the sector. Within the MSME segment also, small traders and manufacturers need handholding at various stage of the business cycles, where Vita Loan plays a vital role.
Women entrepreneurs, who has immense potential of growth and skill, but lack of availability of finance is a hindrance. Vita Loan helps such budding women entrepreneurs to grow and blossom.
Transparency, customer friendly and swift response to the need is DNA of Vita Loans.

Retail Traders Loan Approval Process


Submit Application

Simply provide your business and financial documents
at info@tmfinance.in / +91-9512315153 (WhatsApp Number) to receive a business loan offer.


Verify Documents

Document verification process performed by our
Credit Experts.


Get an Approval

Receive your loan approval and disbursal within 24 working hours
on successfull verification of your documents.

EMI Calculator for Retail Traders Loan

Loan Amount:
Loan Month(s):
₹ 100000 ₹ 5,00,000
12 months 60 months
EMI Installment*
*This is an approximate EMI calculation.
The actual processing fee and rate of interest
may vary. Interest rate for business loan
starts at 2% on a monthly basis
Require Documents For Retail Loan
For Proprietorship firm
  • KYC of applicant and co-applicant
  • Valid business registration proof
  • Last 1 Year Bank statement
  • Ownership Proof
  • Last 3 Years’ ITR’s and Financials
For Partnership firm
  • KYC of all partners & Pan Card of Firm
  • Partnership Deed
  • Valid business registration proof
  • Last 1 Year Bank statement
  • Ownership Proof of partners
  • Last 3 Years’ ITR’s and Financials
Our Other Services
FAQs for Retail Traders Loan

Yes we provide unsecured business loan that is without collateral.

Once you provide all require documents we will process within 24 working hours.

Yes, one Lady co-applicant is must.

We provide loan from 1,00,000 to 5,00,000.

You can choose EMI option from fortnightly or monthly.

We provide loan from 12 months to 36 months.

Processing fees 2% to 3% on sanction amount is applicable.